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our companies  

Personal, Commercial and Surety Bond Companies

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The Erie Insurance Group

From our modest roots in 1925 as a Pennsylvania

auto insurer, we've grown to become a multi-line insurance company, offering auto, home, commercial and life insurance through our network of independent insurance agents.

 

Erie's founding purpose:

"To provide our policyholders with as near perfect protection,
as near perfect service as is humanly possible
and to do so at the lowest possible cost."

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The Travelers Insurance Group

For more than 135 years, Travelers has been a leading provider of a full range of insurance products. We are a principal source of homeowners and auto insurance for consumers, while also providing a broad range of insurance for commercial markets, including workers' compensation integrated disability, property, liability, specialty lines, surety bonds, inland/ocean marine, and boiler and machinery.

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Auto-Owners Insurance Group

Auto-Owners Insurance was founded in 1916 and is one of the largest insurers in the country. We consistently receive the highest rankings in growth, financial stability and claims service.

bulletSuperior ratings from the A.M. Best Company

Auto-Owners Insurance Group
A++ (Superior)

Auto-Owners Life Insurance Company
A+ (Superior)

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Donegal Insurance Group

 

For more than 100 years, we have been steadfast in our commitment to meet the comprehensive property and casualty insurance needs of the people we serve. It has been our longstanding goal to outperform the industry in terms of service and profitability, thereby providing value to our policyholders and stockholders. In pursuing that endeavor, we have adopted solid strategies of providing custom-tailored insurance products in the strong regional economies in which we operate.

 

 

Progressive Insurance Group

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Where Progressive Came from:

On March 10, 1937, Joseph Lewis and Jack Green started Progressive Mutual Insurance Company because they wanted to provide vehicle owners with security and protection. They also thought it was a good investment for a couple of lawyers who were just getting started.

 

Progressive was innovative from the start. For the first time, customers could pay their premiums in installments, an option that appealed to workers who could not afford annual premiums. They could even get drive-in claims service. Progressive wanted to make it easy for average people to protect one of their most important investments -- their vehicles.

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FCCI was formed in 1959 by a group of Florida businessmen who, understanding the needs of fellow business owners, made it their mission to serve the insurance needs of employers. As employers, they recognized that in order to provide security in an industry with risk, a good insurance company must have a stable source of resources, efficient risk management, and effective loss prevention.

 

Through this simple formula, the FCCI Insurance Group has become a leading commercial property and casualty provider throughout the Southeast and Midwest. FCCI also offers professional employment services and other insurance products.

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Fireman's Fund Insurance Company® began in 1863, in San Francisco, and our name reflects our colorful beginnings -- we were named for an arrangement in which we paid 10 percent of our profits to widows and orphans of firefighters. Although that arrangement was later dissolved, the name endured. We opened our doors with two employees behind the counter and an enterprising sea captain, William Holdredge, at the helm. Our first policy was on half-interest in 1,000 kegs of Boston syrup. The premium was $12 -- cash in advance.

 

By 1868, we were operating nationwide. Within eight years, we could meet the massive obligations arising from the Great Chicago Fire. Within 50 years we survived the 1906 San Francisco earthquake and fire. The Fund, even in 1906, had a reputation for honesty and fair play. We were one of the few insurance companies that financially survived the disaster and ultimately settled all claims through an innovative agreement by which we paid claimants in cash and shares of stock.

 

Along with standard insurance coverage, Fireman's Fund has developed unique specialized products like wedding cancellation and hole-in-one coverage, while remaining highly competitive in other areas such as upscale homeowners insurance and commercial insurance.

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Founded in 1810, The Hartford Financial Services Group, Inc. (NYSE: HIG) is one of the nation's largest investment and insurance companies. To millions of our customers -- businesses, groups and individuals -- The Hartford Stag logo is a trusted symbol of dependability.

 

The Hartford is a leading provider of investment products, life insurance and group and employee benefits; automobile and homeowners products; and business insurance. The company is the largest seller of individual annuities in the U.S. and has been a provider of auto and homeowners insurance to members of AARP since 1984.

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The Insco/Dico Group is committed to providing superior service to the independent producer network for subdivision, contract, license, permit and miscellaneous bonds through a dedicated staff of qualified people.

Mid-State Surety Corporation

 

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Mid-State Surety specializes in providing performance and payment bonds, maintenance bonds and related license and permit bonds for small and medium sized construction contractors. Mid-State is domiciled in the State of Michigan and licensed in more than 35 states.

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Old Republic Surety Company (ORSC), Milwaukee, Wisconsin, has a long and rich history in its development from a property and casualty departmental line of business to the position of the #1 ranked bonding company in the United States.

 

The company maintains its high standards of underwriting, its demand for moral and ethical behavior from its employees, agents, and customers, and its determination to outperform all other sureties in expertise and service.

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Throughout its history, The St. Paul has made its mark by developing insurance products to solve specific and often urgent needs. It's been a "dollar for dollar" company that has paid its claims faithfully based on full policy value--from the Great Chicago Fire in 1871, to the hurricanes of today. Since the beginning, the company has been customer-focused. Just as it is now.

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Zurich North America is a leading commercial property-casualty insurance provider serving the multinational, middle market and small business sectors in the United States and Canada. Headquartered in Schaumburg, Ill., Zurich North America has 12,750 employees and wrote $13.6 billion in premiums in 2002 Zurich North America includes the Zurich U.S. business units (Corporate Customer, Middle Markets, Small Business, Strategic Partnerships, Construction, Specialties, Zurich Global Energy and Empire Insurance Companies), as well as Universal Underwriters Group, Zurich North America Canada, Zurich Corporate Solutions and Centre.

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IFIC provides the capacity, stability and integrity to an ever expanding family of agents and business partners.  Licensed in all 50 states and Puerto Rico, IFIC maintains a policyholders surplus of approximately $30 million. The company holds a certificate of authority as an acceptable surety by the Department of the Treasury on Federal Bonds and is rated excellent by A.M. Best Company.  IFIC writes annual direct premium volume of over $60 million.

We also have Excess and Surplus Lines Available.

 
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