Workers' Compensation Group Rating – Ohio
Group rating is a program employers can use to reduce their workers' compensation costs. The Ohio Bureau of Workers' Compensation permits employers who operate similar businesses to join together to achieve discounted premium rates.
The Kernan Insurance Agency, through the Professional Insurance Agents of Ohio (PIA), offers the State's #1 group rating program according to Ohio Bureau of Workers' Compensation statistics. Our clients alone save over $1,000,000 in premiums each year!
Look closer at the Facts!
Fact:
Your premium savings are greatly affected by the number of employers in the group.
- The PIA program is the largest in Ohio! Over 14,700 employers participate in our group plans.
Fact:
Projected savings do not equal actual savings.
- Many groups make empty promises by projecting higher savings than they actually deliver! This hurts your bottom line. PIA has a proven track record of providing accurate savings projections. We deliver what we promise.
Fact:
You can look to your independent insurance agent for guidance.
- There is no standardized format for quoting potential group rating savings to employers. Unstated group fees, association dues, and other "back end" charges cause confusion and misunderstood savings rates.
The experts at the Kernan Insurance Agency will take the time needed to explain your saving quotes and give you an accurate comparison. You trust your agent to provide the best coverage for your business… why not trust him to provide the best group rating plan.
Contact us today!
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